EzPaydayCash Lender Review

EzPaydayCash is a reputed loan lending website that is considered to be one of the best in the market.

Our Rating - 9.8 / 10

About EzPaydayCash


EzPaydayCash is a reputed loan lending website that is considered to be one of the best in the market. With the generous amount of money offered by this lender given at affordable interest rates to help borrowers deal with financial emergencies and also to get through the month in an easier way than otherwise, it is certainly one of the most considerate direct loan lending firms online. They also do not require you to include any paperwork or faxing while sending documents across which makes it very simple for any individual to apply and avoids unnecessary time consumption.

EzPaydayCash overview

A secure website for you to apply for a loan from, EzPaydayCash is available round the clock which makes it convenient for borrowers to apply for a loan according to their preferred time and place (including weekends). However, in case you decide to apply on Friday after 8p.m. EST. you will have to wait until Monday in order to receive your loan, since their policies clearly state that it can take up to one 'business day' for them to approve, process and transfer your loan.

Applying with them is very simple since all you have to do is fill their basic and short application form, while sending across simple documents such as your income statement, social security number, age proof which requires you to be of at least 18 years of age, checking account details and your verifiable contact details. After the approval of your loan, your money will be directly transferred into your bank account. Also, since there are no credit checks involved, it makes their approval process faster and gives people with bad credit a chance to receive a loan. Their no collateral policy also makes it easy for people with undesirable credit ratings to get funded when they aren't granted loans by traditional lenders.

EzPaydayCash Repayment Terms

Since they are a payday lender, EzPaydayCash provides loans that have to be repaid on your pay date. If your succeeding pay date is more than 7 days away, then your repayment will have to be made on that day. In case your pay date is less than 7 days, then the loan amount will be withdrawn through ACH on the pay date following the immediate next one. This direct loan lender provides up to $1000 and charges $30 for every $100 borrowed. Their APR ranges from 365.00%- 1564.28% and provide loans up to a maximum time period of 30 days. In case you wish to apply for a rollover or an extension, it is advisable to contact their support team before your date of repayment. However, you can only avail a maximum of 2 extensions or rollovers and it shouldn't cross more than 10 weeks. An NSF fee of $20 per repayment will be charged in case you do not have sufficient amount of funds in your account.

Customer support information

In case of any queries or rollovers or any other kind of assistance, you can contact their customer support team, who will get back to you as soon as possible (usually on the same day). Their FAQ page covers a lot of questions that are most commonly asked by borrowers. You can also get in touch with them over the phone for immediate help or you can send an email to support@ezpaydaycash.com.