CashatPayday Lender Review

Terms are transparent which is why they have no hidden costs and conduct no credit checks.

Our Rating - 9.6 / 10

CashatPayday Review


Being one of the most trusted direct lenders offering guaranteed payday loans online, CashatPayday's portal ensures that loans are easily accessible and their services fast. Their terms are transparent which is why they have no hidden costs and conduct no credit checks. When applying with them, paperwork and faxing are not involved which saves a ton of time. Their process includes high standards of encryption which means that your data is secure with them and the personal information provided to them is use in order to qualify you as an eligible borrower. With them, you can get loans at a decently priced rate of interest, and their repayment benefits allow more loan affordability as well.

CashatPayday Overview

Their online application is short and basic which takes up to just 3 minutes to fill. Their basic documentation requirement allows most to qualify as trusted borrowers, which includes- age proof which should be 18+, Social Security Number, Bank account details, contact details, and they also require you to have a stable income. The reason why they ask for an income that is stable is because they do not conduct credit checks and do not ask for collaterals either, which is why that one particular factor enables them to grant you a loan. Once approved, your funds will be transferred in no more than 24 hours, which means that you can get a payday loan on the same day as application. This helps borrowers deal with their cash crunch phases immediately, and in turn repay the loan with fair and flexible plans.

CashatPayday Repayment Terms

At CashatPayday, you can borrow up to $1000 depending on factors such as your monthly income and ability to repay the loan along with interest that you can afford to pay back. The term allowed is a maximum of 30 days to repay, which will be automatically credited from your bank account. This will save you the time and hassle of writing checks. In a situation wherein you're unable to pay back your amount on the given due date, you are welcome to ask for an extension or a rollover which will give you more time to do so. However, the maximum numbers of rollovers/ extensions granted are only 2 and up to 10 weeks. Also, in such a scenario, a $20 NSF fee will be charged. Also, it is advised that you discuss your inability to repay with them, before your date of repayment arrives. Their friendly team will certainly find a solution and help you get through it without much hassle. In case you want to be debt free well in advance, you can do so without being charged a pre-payment penalty, and you may also qualify for a refund of a part of the fee in such a case.

Customer Support Information

You can get in touch with them for any queries regarding their loans and services at