CapitalPaydayLoan Lender Review

CapitalPaydayLoan is a responsible and registered faxless payday loan direct lender.

Our Rating - 9.6 / 10

CapitalPaydayLoan Review


An affordable lender, CapitalPaydayLoan is a registered direct loan lender offering faxless payday loans online. They offer unsecured payday loans to help you deal with your financial emergency quickly and effectively. By offering loans that are faxless and have no credit checks, they ensure that their approval processes are smooth and fast, thus being able to transfer funds in a jiffy. Their cash advances can be received in as little as 1 hour, and can be applied for at any given time of the day since they are accessible 24x7.

CapitalPaydayLoan makes availing funds very simple for borrowers since their unsecured loans do not require debtors to provide collaterals or any other form of security pledging. This makes it very easy for those possessing faulty or poor credit scores to get funded, since along with not asking for security they also do not conduct credit checks, which clearly implies that getting a loan from them is quite easy for almost everybody. What they do expect from you is a stable income which justifies your ability to pay back your loan when the time comes to do so. You will also be required to be at least 18 years old, provide them with your SSN, checking account and contact details. Once you furnish the form with your details and send across the required documents, your approval process will get going immediately after which you will come to know whether you've been granted a loan or not without wasting much time.

CapitalPaydayLoan Repayment Terms

CapitalPaydayLoan offers unsecured, faxless and no credit check loans with $1000 being the maximum amount of cash offered. First time applicants can receive only $500 at the max. However, if you prove to be a trusted borrower by repaying your loan on time, they will increase the amount that you can avail by $100 on every consecutive application.

Being a payday loan lender, the maximum loan repayment term granted is 30 days. They grant a maximum of 2 rollovers or extensions for which you will have to inform them at least a couple of days in advance, and on every repayment you will be charged an NSF fee of $20. On your salary day, the repayment amount will automatically be withdrawn from your checking account via ACH. Their rates of interest are $30 per $100 borrowed and the APR varies according to the loan tenure.

Customer Support Information

If you have queries regarding your loan or their services that aren't mentioned in their FAQs page, you can get in touch with their friendly and supportive team at